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Commerce West Bank
Irvine, CA · FDIC Certificate #57176 · Chartered 09/2
Total assets
$1.20B
Total deposits
$1.06B
Total equity
$129.22M
Net loans
$769.40M
Branches (offices)
1
Net income (YTD)
$7.83M
Rank: #895 of 4,213 U.S. banks by assets · #57 of 115 in California. Assets changed 1.3% and deposits 2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 11.52% |
| Net interest margin (YTD) | 2.94% |
| Equity to assets | 10.80% |
| Tier 1 leverage ratio | 11.14% |
| Uninsured deposits (share of deposits) | 79.1% |
| Noncurrent loans (share of loans) | 1.23% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 72.9% |
| Real estate loans (share of loans) | 78.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $602.32M | 78.3% | |
| Commercial & industrial | $100.86M | 13.1% | |
| Consumer / individual | $53.92M | 7.0% | |
| Construction & development | $9.85M | 1.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.22B | $1.09B | $9.07M | $112.84M |
| Jun 2023 | $1.18B | $1.05B | $9.70M | $118.86M |
| Jun 2024 | $1.13B | $991.16M | $6.97M | $125.09M |
| Jun 2025 | $1.18B | $1.03B | $6.95M | $134.80M |
| Jun 2026 | $1.20B | $1.06B | $7.83M | $129.22M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $1.06B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.06B.
Similar-sized banks
Solvay Bank ($1.20B) · The Dime Bank ($1.19B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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