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The Dime Bank
Honesdale, PA · FDIC Certificate #9888 · Chartered 01/0
Total assets
$1.19B
Total deposits
$1.01B
Total equity
$128.76M
Net loans
$859.46M
Branches (offices)
9
Net income (YTD)
$10.00M
Rank: #896 of 4,213 U.S. banks by assets · #39 of 109 in Pennsylvania. Assets changed 7.3% and deposits 6.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 16.02% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 10.78% |
| Tier 1 leverage ratio | 11.74% |
| Uninsured deposits (share of deposits) | 27.5% |
| Noncurrent loans (share of loans) | 1.30% |
| Net charge-offs (share of loans) | 0.23% |
| Loans to deposits | 84.9% |
| Real estate loans (share of loans) | 86.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $743.99M | 86.6% | |
| Commercial & industrial | $82.15M | 9.6% | |
| Consumer / individual | $33.27M | 3.9% | |
| Construction & development | $78.73M | 9.2% | |
| Agricultural | $598.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $972.96M | $856.09M | $6.15M | $84.28M |
| Jun 2023 | $967.35M | $797.29M | $5.00M | $88.64M |
| Jun 2024 | $1.02B | $875.45M | $5.46M | $98.15M |
| Jun 2025 | $1.11B | $954.96M | $7.87M | $110.04M |
| Jun 2026 | $1.19B | $1.01B | $10.00M | $128.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $1.01B | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.01B.
Similar-sized banks
Commerce West Bank ($1.20B) · Middletown Valley Bank ($1.19B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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