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Community Bank
Lexington, TN · FDIC Certificate #31272 · Chartered 08/0
Total assets
$357.50M
Total deposits
$301.04M
Total equity
$38.21M
Net loans
$298.42M
Branches (offices)
4
Net income (YTD)
$1.35M
Rank: #2,214 of 4,213 U.S. banks by assets · #67 of 109 in Tennessee. Assets changed 13.2% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.76% |
| Return on equity | 7.72% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 10.69% |
| Tier 1 leverage ratio | 10.64% |
| Uninsured deposits (share of deposits) | 14.6% |
| Noncurrent loans (share of loans) | 0.71% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 99.1% |
| Real estate loans (share of loans) | 82.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $245.85M | 82.4% | |
| Commercial & industrial | $22.96M | 7.7% | |
| Consumer / individual | $29.69M | 9.9% | |
| Construction & development | $29.03M | 9.7% | |
| Agricultural | $481.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $228.89M | $208.48M | $1.28M | $19.51M |
| Jun 2023 | $285.35M | $258.30M | $828.00K | $23.09M |
| Jun 2024 | $321.90M | $283.45M | $548.00K | $27.59M |
| Jun 2025 | $315.91M | $274.72M | $880.00K | $28.23M |
| Jun 2026 | $357.50M | $301.04M | $1.35M | $38.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $301.04M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $301.04M.
Similar-sized banks
The First National Bank Of Gordon ($357.54M) · Commercial Bank And Trust Of Pa ($357.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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