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Commercial Bank And Trust Of Pa
Latrobe, PA · FDIC Certificate #14333 · Chartered 05/0
Total assets
$357.46M
Total deposits
$307.65M
Total equity
$36.64M
Net loans
$165.56M
Branches (offices)
7
Net income (YTD)
$1.01M
Rank: #2,215 of 4,213 U.S. banks by assets · #81 of 109 in Pennsylvania. Assets changed -2.6% and deposits 2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.56% |
| Return on equity | 5.60% |
| Net interest margin (YTD) | 4.07% |
| Equity to assets | 10.25% |
| Tier 1 leverage ratio | 14.74% |
| Uninsured deposits (share of deposits) | 14.5% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 53.8% |
| Real estate loans (share of loans) | 95.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $158.65M | 95.8% | |
| Commercial & industrial | $5.38M | 3.2% | |
| Consumer / individual | $409.00K | 0.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $426.72M | $374.85M | $1.89M | $37.47M |
| Jun 2023 | $402.11M | $341.30M | $1.69M | $34.32M |
| Jun 2024 | $385.06M | $309.17M | $887.00K | $33.93M |
| Jun 2025 | $367.17M | $300.44M | $901.00K | $31.93M |
| Jun 2026 | $357.46M | $307.65M | $1.01M | $36.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $307.65M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $307.65M.
Similar-sized banks
Community Bank ($357.50M) · Citizens Bank ($357.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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