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Community Commerce Bank
Claremont, CA · FDIC Certificate #26363 · Chartered 10/0
Total assets
$422.74M
Total deposits
$317.51M
Total equity
$63.35M
Net loans
$314.15M
Branches (offices)
4
Net income (YTD)
$1.61M
Rank: #1,985 of 4,213 U.S. banks by assets · #83 of 115 in California. Assets changed 6.4% and deposits 6.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 5.13% |
| Net interest margin (YTD) | 3.22% |
| Equity to assets | 14.99% |
| Tier 1 leverage ratio | 15.25% |
| Uninsured deposits (share of deposits) | 13.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 98.9% |
| Real estate loans (share of loans) | 64.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $201.51M | 64.1% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $116.24M | 37.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $309.83M | $222.34M | $1.40M | $57.43M |
| Jun 2023 | $356.36M | $249.26M | $1.39M | $58.52M |
| Jun 2024 | $392.22M | $299.59M | $1.27M | $59.91M |
| Jun 2025 | $397.12M | $298.48M | $1.27M | $61.43M |
| Jun 2026 | $422.74M | $317.51M | $1.61M | $63.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $317.51M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $317.51M.
Similar-sized banks
Astra Bank ($423.29M) · Farmers Trust And Savings Bank ($422.69M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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