Advertisement
Farmers Trust And Savings Bank
Buffalo Center, IA · FDIC Certificate #14195 · Chartered 01/0
Total assets
$422.69M
Total deposits
$373.79M
Total equity
$47.20M
Net loans
$358.84M
Branches (offices)
6
Net income (YTD)
$3.04M
Rank: #1,986 of 4,213 U.S. banks by assets · #78 of 225 in Iowa. Assets changed 20.1% and deposits 24.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.58% |
| Return on equity | 14.55% |
| Net interest margin (YTD) | 3.88% |
| Equity to assets | 11.17% |
| Tier 1 leverage ratio | 9.91% |
| Uninsured deposits (share of deposits) | 22.6% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 96.0% |
| Real estate loans (share of loans) | 58.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $210.54M | 58.7% | |
| Commercial & industrial | $30.53M | 8.5% | |
| Consumer / individual | $3.99M | 1.1% | |
| Construction & development | $797.00K | 0.2% | |
| Agricultural | $118.73M | 33.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $324.86M | $280.61M | $2.29M | $36.97M |
| Jun 2023 | $327.00M | $276.36M | $2.50M | $37.97M |
| Jun 2024 | $343.03M | $289.62M | $1.99M | $39.35M |
| Jun 2025 | $352.05M | $300.01M | $2.33M | $40.69M |
| Jun 2026 | $422.69M | $373.79M | $3.04M | $47.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $285.54M | 4 |
| Minnesota | $88.25M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $373.79M.
Similar-sized banks
Community Commerce Bank ($422.74M) · My Kind Of Bank, National Association ($422.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement