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My Kind Of Bank, National Association
Ottertail, MN · FDIC Certificate #5162 · Chartered 08/0
Total assets
$422.56M
Total deposits
$385.64M
Total equity
$34.01M
Net loans
$311.04M
Branches (offices)
5
Net income (YTD)
$2.97M
Rank: #1,987 of 4,213 U.S. banks by assets · #61 of 221 in Minnesota. Assets changed 7.3% and deposits 8.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 17.90% |
| Net interest margin (YTD) | 3.96% |
| Equity to assets | 8.05% |
| Tier 1 leverage ratio | 9.03% |
| Uninsured deposits (share of deposits) | 16.1% |
| Noncurrent loans (share of loans) | 0.96% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 80.7% |
| Real estate loans (share of loans) | 82.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $256.76M | 82.6% | |
| Commercial & industrial | $23.04M | 7.4% | |
| Consumer / individual | $18.22M | 5.9% | |
| Construction & development | $34.09M | 11.0% | |
| Agricultural | $16.34M | 5.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $293.72M | $268.11M | $2.09M | $19.72M |
| Jun 2023 | $318.90M | $272.31M | $1.75M | $21.21M |
| Jun 2024 | $368.47M | $332.77M | $1.36M | $24.50M |
| Jun 2025 | $393.92M | $355.87M | $2.04M | $28.79M |
| Jun 2026 | $422.56M | $385.64M | $2.97M | $34.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $385.64M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $385.64M.
Similar-sized banks
Farmers Trust And Savings Bank ($422.69M) · Great Oaks Bank ($422.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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