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Community Federal Savings Bank
Woodhaven, NY · FDIC Certificate #57129 · Chartered 07/1
Total assets
$826.98M
Total deposits
$714.88M
Total equity
$90.21M
Net loans
$393.95M
Branches (offices)
1
Net income (YTD)
-$2.77M
Rank: #1,221 of 4,213 U.S. banks by assets · #61 of 115 in New York. Assets changed 1.7% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.65% |
| Return on equity | -6.07% |
| Net interest margin (YTD) | 4.23% |
| Equity to assets | 10.91% |
| Tier 1 leverage ratio | 9.94% |
| Uninsured deposits (share of deposits) | 92.1% |
| Noncurrent loans (share of loans) | 0.43% |
| Net charge-offs (share of loans) | 0.26% |
| Loans to deposits | 55.1% |
| Real estate loans (share of loans) | 100.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $396.29M | 100.6% | |
| Commercial & industrial | $482.00K | 0.1% | |
| Consumer / individual | $1.25M | 0.3% | |
| Construction & development | $2.41M | 0.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $640.91M | $535.44M | $8.26M | $43.09M |
| Jun 2023 | $676.84M | $606.67M | $6.33M | $52.65M |
| Jun 2024 | $780.29M | $694.50M | $11.65M | $72.32M |
| Jun 2025 | $812.76M | $712.11M | $6.54M | $88.78M |
| Jun 2026 | $826.98M | $714.88M | -$2.77M | $90.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $714.88M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $714.88M.
Similar-sized banks
Plains State Bank ($828.40M) · Premier Bank ($826.50M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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