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Community National Bank
Midland, TX · FDIC Certificate #24897 · Chartered 01/0
Total assets
$2.54B
Total deposits
$2.18B
Total equity
$328.29M
Net loans
$1.56B
Branches (offices)
12
Net income (YTD)
$27.02M
Rank: #497 of 4,213 U.S. banks by assets · #44 of 346 in Texas. Assets changed 5.9% and deposits 4.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.10% |
| Return on equity | 16.91% |
| Net interest margin (YTD) | 5.06% |
| Equity to assets | 12.92% |
| Tier 1 leverage ratio | 12.68% |
| Uninsured deposits (share of deposits) | 48.6% |
| Noncurrent loans (share of loans) | 1.66% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 71.5% |
| Real estate loans (share of loans) | 65.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.03B | 65.7% | |
| Commercial & industrial | $508.16M | 32.5% | |
| Consumer / individual | $11.97M | 0.8% | |
| Construction & development | $240.23M | 15.4% | |
| Agricultural | $6.00M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.88B | $1.70B | $10.69M | $164.94M |
| Jun 2023 | $1.98B | $1.76B | $27.64M | $202.86M |
| Jun 2024 | $2.17B | $1.90B | $25.34M | $247.66M |
| Jun 2025 | $2.40B | $2.08B | $27.59M | $287.54M |
| Jun 2026 | $2.54B | $2.18B | $27.02M | $328.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $2.18B | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.18B.
Similar-sized banks
Horizon Bank, SSB ($2.55B) · American National Bank & Trust ($2.54B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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