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Community State Bank
Hennessey, OK · FDIC Certificate #27201 · Chartered 03/2
Total assets
$89.70M
Total deposits
$82.81M
Total equity
$6.79M
Net loans
$27.11M
Branches (offices)
3
Net income (YTD)
$337.00K
Rank: #3,752 of 4,213 U.S. banks by assets · #134 of 168 in Oklahoma. Assets changed 4.5% and deposits 4.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.79% |
| Return on equity | 10.03% |
| Net interest margin (YTD) | 3.55% |
| Equity to assets | 7.56% |
| Tier 1 leverage ratio | 7.49% |
| Uninsured deposits (share of deposits) | 20.4% |
| Noncurrent loans (share of loans) | 2.85% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 32.7% |
| Real estate loans (share of loans) | 48.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.20M | 48.7% | |
| Commercial & industrial | $7.80M | 28.8% | |
| Consumer / individual | $1.80M | 6.6% | |
| Construction & development | $1.89M | 7.0% | |
| Agricultural | $3.09M | 11.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $90.45M | $84.21M | $426.00K | $6.18M |
| Jun 2023 | $86.11M | $77.64M | $363.00K | $6.41M |
| Jun 2024 | $87.71M | $79.26M | $751.00K | $6.55M |
| Jun 2025 | $85.81M | $79.05M | $359.00K | $6.65M |
| Jun 2026 | $89.70M | $82.81M | $337.00K | $6.79M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $82.81M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $82.81M.
Similar-sized banks
Community State Bank ($89.77M) · The State Exchange Bank ($89.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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