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Community State Bank
Bradley, AR · FDIC Certificate #5619 · Chartered 01/0
Total assets
$89.77M
Total deposits
$76.29M
Total equity
$9.14M
Net loans
$78.10M
Branches (offices)
2
Net income (YTD)
$358.00K
Rank: #3,751 of 4,213 U.S. banks by assets · #75 of 78 in Arkansas. Assets changed 22.0% and deposits 18.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.83% |
| Return on equity | 7.91% |
| Net interest margin (YTD) | 4.47% |
| Equity to assets | 10.18% |
| Tier 1 leverage ratio | 9.98% |
| Uninsured deposits (share of deposits) | 10.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 102.4% |
| Real estate loans (share of loans) | 69.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $53.86M | 69.0% | |
| Commercial & industrial | $22.03M | 28.2% | |
| Consumer / individual | $2.29M | 2.9% | |
| Construction & development | $9.37M | 12.0% | |
| Agricultural | $541.00K | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $25.68M | $22.03M | $273.00K | $3.62M |
| Jun 2023 | $33.88M | $29.96M | $160.00K | $3.79M |
| Jun 2024 | $47.82M | $41.61M | $77.00K | $6.08M |
| Jun 2025 | $73.61M | $64.62M | $146.00K | $8.74M |
| Jun 2026 | $89.77M | $76.29M | $358.00K | $9.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $76.29M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $76.29M.
Similar-sized banks
First State Bank ($89.78M) · Community State Bank ($89.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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