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Cross River Bank
Fort Lee, NJ · FDIC Certificate #58410 · Chartered 06/2
Total assets
$8.53B
Total deposits
$6.68B
Total equity
$1.03B
Net loans
$5.87B
Branches (offices)
2
Net income (YTD)
$5.18M
Rank: #190 of 4,213 U.S. banks by assets · #6 of 49 in New Jersey. Assets changed 7.4% and deposits 0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.12% |
| Return on equity | 0.99% |
| Net interest margin (YTD) | 5.10% |
| Equity to assets | 12.09% |
| Tier 1 leverage ratio | 11.78% |
| Uninsured deposits (share of deposits) | 33.3% |
| Noncurrent loans (share of loans) | 2.79% |
| Net charge-offs (share of loans) | 2.83% |
| Loans to deposits | 87.8% |
| Real estate loans (share of loans) | 23.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.38B | 23.5% | |
| Commercial & industrial | $134.25M | 2.3% | |
| Consumer / individual | $2.76B | 47.0% | |
| Construction & development | $204.20M | 3.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $8.55B | $4.63B | $92.41M | $811.61M |
| Jun 2023 | $8.39B | $6.41B | $32.64M | $1.08B |
| Jun 2024 | $8.82B | $7.02B | $10.64M | $1.01B |
| Jun 2025 | $7.94B | $6.65B | $23.33M | $1.05B |
| Jun 2026 | $8.53B | $6.68B | $5.18M | $1.03B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $6.68B | 1 |
| Delaware | $0 | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.68B.
Similar-sized banks
First Security Bank ($8.58B) · Forbright Bank ($8.48B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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