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First Security Bank
Searcy, AR · FDIC Certificate #5633 · Chartered 02/0
Total assets
$8.58B
Total deposits
$6.80B
Total equity
$1.21B
Net loans
$4.50B
Branches (offices)
80
Net income (YTD)
$78.19M
Rank: #189 of 4,213 U.S. banks by assets · #5 of 78 in Arkansas. Assets changed 5.2% and deposits 3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.85% |
| Return on equity | 13.27% |
| Net interest margin (YTD) | 3.58% |
| Equity to assets | 14.10% |
| Tier 1 leverage ratio | 15.60% |
| Uninsured deposits (share of deposits) | 44.3% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.47% |
| Loans to deposits | 66.1% |
| Real estate loans (share of loans) | 78.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.53B | 78.5% | |
| Commercial & industrial | $814.61M | 18.1% | |
| Consumer / individual | $41.82M | 0.9% | |
| Construction & development | $810.72M | 18.0% | |
| Agricultural | $10.62M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.99B | $6.65B | $69.57M | $1.03B |
| Jun 2023 | $7.56B | $6.16B | $66.96M | $1.13B |
| Jun 2024 | $7.95B | $6.22B | $62.08M | $1.02B |
| Jun 2025 | $8.16B | $6.57B | $71.52M | $1.01B |
| Jun 2026 | $8.58B | $6.80B | $78.19M | $1.21B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $6.78B | 79 |
| Florida | $17.75M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.80B.
Similar-sized banks
First American Bank ($8.63B) · Cross River Bank ($8.53B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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