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Customers Bank
Malvern, PA · FDIC Certificate #34444 · Chartered 06/2
Total assets
$26.50B
Total deposits
$21.88B
Total equity
$2.32B
Net loans
$17.85B
Branches (offices)
7
Net income (YTD)
$147.42M
Rank: #82 of 4,213 U.S. banks by assets · #4 of 109 in Pennsylvania. Assets changed 17.6% and deposits 14.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 13.06% |
| Net interest margin (YTD) | 3.20% |
| Equity to assets | 8.77% |
| Tier 1 leverage ratio | 9.34% |
| Uninsured deposits (share of deposits) | 44.3% |
| Noncurrent loans (share of loans) | 0.33% |
| Net charge-offs (share of loans) | 0.32% |
| Loans to deposits | 81.6% |
| Real estate loans (share of loans) | 39.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $7.10B | 39.8% | |
| Commercial & industrial | $3.27B | 18.3% | |
| Consumer / individual | $1.01B | 5.7% | |
| Construction & development | $192.84M | 1.1% | |
| Agricultural | $3.56M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $20.24B | $17.03B | $141.48M | $1.47B |
| Jun 2023 | $22.03B | $18.07B | $104.50M | $1.56B |
| Jun 2024 | $20.96B | $17.84B | $111.89M | $1.80B |
| Jun 2025 | $22.54B | $19.08B | $79.70M | $1.92B |
| Jun 2026 | $26.50B | $21.88B | $147.42M | $2.32B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $12.06B | 1 |
| Pennsylvania | $8.93B | 5 |
| New Jersey | $884.34M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $21.88B.
Similar-sized banks
Charles Schwab Premier Bank, SSB ($26.58B) · First Interstate Bank ($25.79B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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