Advertisement

Banks · Texas

Dalhart Federal Savings & Loan Association, SSB

Dalhart, TX · FDIC Certificate #29208 · Chartered 10/0

Total assets
$126.30M
Total deposits
$95.49M
Total equity
$12.59M
Net loans
$78.64M
Branches (offices)
2
Net income (YTD)
$23.00K
Rank: #3,481 of 4,213 U.S. banks by assets · #297 of 346 in Texas. Assets changed -6.4% and deposits 0.8% over the year to June 30, 2026.
Advertisement

Key ratios

Return on assets (YTD, annualized by FDIC)0.04%
Return on equity0.37%
Net interest margin (YTD)3.00%
Equity to assets9.97%
Tier 1 leverage ratio11.42%
Uninsured deposits (share of deposits)10.3%
Noncurrent loans (share of loans)0.16%
Net charge-offs (share of loans)-0.01%
Loans to deposits82.3%
Real estate loans (share of loans)98.1%

Loan mix

CategoryAmountShare
Real estate loans$77.16M
98.1%
Commercial & industrial$595.00K
0.8%
Consumer / individual$879.00K
1.1%
Construction & development$1.57M
2.0%
Agricultural$255.00K
0.3%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$128.42M$101.14M$594.00K$13.49M
Jun 2023$133.39M$97.17M-$603.00K$13.09M
Jun 2024$140.41M$90.84M-$383.00K$13.09M
Jun 2025$134.93M$94.78M-$165.00K$12.34M
Jun 2026$126.30M$95.49M$23.00K$12.59M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Texas$95.49M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $95.49M.

Similar-sized banks

Community First Bank ($126.50M) · Cedar Valley Bank & Trust ($126.25M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

Advertisement