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Dallas Capital Bank, National Association
Dallas, TX · FDIC Certificate #20727 · Chartered 06/2
Total assets
$1.21B
Total deposits
$938.92M
Total equity
$142.26M
Net loans
$929.12M
Branches (offices)
1
Net income (YTD)
$5.27M
Rank: #891 of 4,213 U.S. banks by assets · #79 of 346 in Texas. Assets changed 1.6% and deposits -5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.89% |
| Return on equity | 7.53% |
| Net interest margin (YTD) | 3.17% |
| Equity to assets | 11.79% |
| Tier 1 leverage ratio | 11.35% |
| Uninsured deposits (share of deposits) | 55.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 99.0% |
| Real estate loans (share of loans) | 59.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $554.06M | 59.6% | |
| Commercial & industrial | $128.87M | 13.9% | |
| Consumer / individual | $5.00K | 0.0% | |
| Construction & development | $82.21M | 8.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.08B | $835.24M | $4.24M | $113.58M |
| Jun 2023 | $1.17B | $913.19M | $4.50M | $124.01M |
| Jun 2024 | $1.16B | $903.86M | $2.57M | $131.64M |
| Jun 2025 | $1.19B | $998.24M | $4.28M | $131.66M |
| Jun 2026 | $1.21B | $938.92M | $5.27M | $142.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $938.92M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $938.92M.
Similar-sized banks
Pacific Coast Bankers' Bank ($1.21B) · Dime Bank ($1.21B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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