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Dime Commercial Bank
Hauppauge, NY · FDIC Certificate #6976 · Chartered 02/1
Total assets
$15.03B
Total deposits
$12.74B
Total equity
$1.69B
Net loans
$10.60B
Branches (offices)
63
Net income (YTD)
$74.66M
Rank: #129 of 4,213 U.S. banks by assets · #14 of 115 in New York. Assets changed 5.9% and deposits 7.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.99% |
| Return on equity | 8.95% |
| Net interest margin (YTD) | 3.33% |
| Equity to assets | 11.27% |
| Tier 1 leverage ratio | 10.67% |
| Uninsured deposits (share of deposits) | 49.3% |
| Noncurrent loans (share of loans) | 0.64% |
| Net charge-offs (share of loans) | 0.34% |
| Loans to deposits | 83.2% |
| Real estate loans (share of loans) | 82.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.69B | 82.0% | |
| Commercial & industrial | $1.23B | 11.6% | |
| Consumer / individual | $1.15M | 0.0% | |
| Construction & development | $83.65M | 0.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.33B | $10.58B | $77.79M | $1.33B |
| Jun 2023 | $13.79B | $10.54B | $67.01M | $1.39B |
| Jun 2024 | $13.53B | $11.07B | $40.33M | $1.48B |
| Jun 2025 | $14.20B | $11.83B | $59.13M | $1.62B |
| Jun 2026 | $15.03B | $12.74B | $74.66M | $1.69B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $12.72B | 62 |
| New Jersey | $22.20M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $12.74B.
Similar-sized banks
Bell Bank ($15.18B) · Popular Bank ($15.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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