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Eastern Bank
Boston, MA · FDIC Certificate #32773 · Chartered 10/1
Total assets
$31.13B
Total deposits
$26.15B
Total equity
$4.05B
Net loans
$23.00B
Branches (offices)
129
Net income (YTD)
$174.10M
Rank: #70 of 4,213 U.S. banks by assets · #2 of 89 in Massachusetts. Assets changed 22.3% and deposits 22.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 8.52% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 13.00% |
| Tier 1 leverage ratio | 10.15% |
| Uninsured deposits (share of deposits) | 41.6% |
| Noncurrent loans (share of loans) | 0.47% |
| Net charge-offs (share of loans) | 0.17% |
| Loans to deposits | 88.0% |
| Real estate loans (share of loans) | 74.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $17.23B | 74.9% | |
| Commercial & industrial | $3.36B | 14.6% | |
| Consumer / individual | $213.26M | 0.9% | |
| Construction & development | $515.89M | 2.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $22.33B | $19.27B | $103.82M | $2.60B |
| Jun 2023 | $21.56B | $18.30B | -$143.48M | $2.41B |
| Jun 2024 | $21.03B | $17.68B | $67.83M | $2.82B |
| Jun 2025 | $25.45B | $21.36B | -$111.55M | $3.54B |
| Jun 2026 | $31.13B | $26.15B | $174.10M | $4.05B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $24.62B | 112 |
| New Hampshire | $843.98M | 9 |
| Rhode Island | $685.54M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $26.15B.
Similar-sized banks
Glacier Bank ($31.58B) · Bny Mellon, National Association ($30.62B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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