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Glacier Bank
Kalispell, MT · FDIC Certificate #30788 · Chartered 07/1
Total assets
$31.58B
Total deposits
$24.86B
Total equity
$4.33B
Net loans
$21.15B
Branches (offices)
252
Net income (YTD)
$189.93M
Rank: #69 of 4,213 U.S. banks by assets · #1 of 35 in Montana. Assets changed 8.9% and deposits 14.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 8.91% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 13.70% |
| Tier 1 leverage ratio | 10.10% |
| Uninsured deposits (share of deposits) | 34.0% |
| Noncurrent loans (share of loans) | 0.42% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 85.1% |
| Real estate loans (share of loans) | 84.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $17.85B | 84.4% | |
| Commercial & industrial | $1.69B | 8.0% | |
| Consumer / individual | $222.29M | 1.1% | |
| Construction & development | $2.66B | 12.6% | |
| Agricultural | $519.93M | 2.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $26.67B | $21.91B | $149.50M | $2.92B |
| Jun 2023 | $27.51B | $20.13B | $121.56M | $2.96B |
| Jun 2024 | $27.79B | $20.26B | $84.08M | $3.13B |
| Jun 2025 | $28.99B | $21.81B | $116.53M | $3.54B |
| Jun 2026 | $31.58B | $24.86B | $189.93M | $4.33B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $8.33B | 63 |
| Idaho | $3.10B | 34 |
| Utah | $2.78B | 33 |
| Texas | $2.71B | 34 |
| Arizona | $1.91B | - |
| Colorado | $1.79B | 22 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $24.86B.
Similar-sized banks
Td Bank Usa, National Association ($32.13B) · Eastern Bank ($31.13B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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