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Evergreen National Bank
Evergreen, CO · FDIC Certificate #23404 · Chartered 04/1
Total assets
$139.92M
Total deposits
$121.99M
Total equity
$17.55M
Net loans
$98.94M
Branches (offices)
3
Net income (YTD)
$741.00K
Rank: #3,379 of 4,213 U.S. banks by assets · #52 of 63 in Colorado. Assets changed 4.9% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 8.67% |
| Net interest margin (YTD) | 5.76% |
| Equity to assets | 12.55% |
| Tier 1 leverage ratio | 13.54% |
| Uninsured deposits (share of deposits) | 18.5% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 81.1% |
| Real estate loans (share of loans) | 98.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $97.14M | 98.2% | |
| Commercial & industrial | $2.44M | 2.5% | |
| Consumer / individual | $396.00K | 0.4% | |
| Construction & development | $25.14M | 25.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $151.27M | $141.17M | $48.00K | $9.80M |
| Jun 2023 | $136.78M | $125.31M | $1.01M | $11.21M |
| Jun 2024 | $131.17M | $117.51M | $743.00K | $13.32M |
| Jun 2025 | $133.42M | $117.45M | $765.00K | $15.59M |
| Jun 2026 | $139.92M | $121.99M | $741.00K | $17.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $121.99M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $121.99M.
Similar-sized banks
Peoples State Bank ($139.97M) · First State Bank Of Brownsboro ($139.86M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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