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First State Bank Of Brownsboro
Brownsboro, TX · FDIC Certificate #11181 · Chartered 02/1
Total assets
$139.86M
Total deposits
$129.60M
Total equity
$8.18M
Net loans
$65.00M
Branches (offices)
3
Net income (YTD)
$936.00K
Rank: #3,380 of 4,213 U.S. banks by assets · #289 of 346 in Texas. Assets changed 12.1% and deposits 8.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 22.83% |
| Net interest margin (YTD) | 3.84% |
| Equity to assets | 5.85% |
| Tier 1 leverage ratio | 10.36% |
| Uninsured deposits (share of deposits) | 31.0% |
| Noncurrent loans (share of loans) | 0.52% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 50.2% |
| Real estate loans (share of loans) | 64.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $41.78M | 64.3% | |
| Commercial & industrial | $11.49M | 17.7% | |
| Consumer / individual | $7.81M | 12.0% | |
| Construction & development | $2.13M | 3.3% | |
| Agricultural | $2.39M | 3.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $133.35M | $130.84M | $691.00K | $1.96M |
| Jun 2023 | $130.20M | $126.20M | $695.00K | $3.25M |
| Jun 2024 | $125.29M | $120.48M | $519.00K | $4.65M |
| Jun 2025 | $124.79M | $119.20M | $611.00K | $5.43M |
| Jun 2026 | $139.86M | $129.60M | $936.00K | $8.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $129.60M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $129.60M.
Similar-sized banks
Evergreen National Bank ($139.92M) · Farmers And Merchants State Bank Of Springfield ($139.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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