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Farmers Building And Savings Bank
Rochester, PA · FDIC Certificate #34711 · Chartered 06/3
Total assets
$122.89M
Total deposits
$96.36M
Total equity
$25.06M
Net loans
$59.19M
Branches (offices)
1
Net income (YTD)
$311.00K
Rank: #3,505 of 4,213 U.S. banks by assets · #99 of 109 in Pennsylvania. Assets changed 3.4% and deposits 3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.51% |
| Return on equity | 2.50% |
| Net interest margin (YTD) | 1.89% |
| Equity to assets | 20.39% |
| Tier 1 leverage ratio | 20.46% |
| Uninsured deposits (share of deposits) | 10.2% |
| Noncurrent loans (share of loans) | 1.57% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 61.4% |
| Real estate loans (share of loans) | 100.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $59.64M | 100.8% | |
| Commercial & industrial | $19.00K | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $1.09M | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $127.17M | $102.85M | $471.00K | $23.20M |
| Jun 2023 | $116.51M | $91.20M | $223.00K | $23.82M |
| Jun 2024 | $114.42M | $88.81M | $1.00K | $24.15M |
| Jun 2025 | $118.84M | $92.92M | $101.00K | $24.47M |
| Jun 2026 | $122.89M | $96.36M | $311.00K | $25.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $96.36M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $96.36M.
Similar-sized banks
Progressive National Bank ($122.93M) · First Central Bank Mccook ($122.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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