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Farmers State Bank
Phillipsburg, KS · FDIC Certificate #14344 · Chartered 01/0
Total assets
$42.80M
Total deposits
$36.20M
Total equity
$4.06M
Net loans
$22.15M
Branches (offices)
1
Net income (YTD)
$202.00K
Rank: #4,082 of 4,213 U.S. banks by assets · #169 of 183 in Kansas. Assets changed 7.6% and deposits 13.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.96% |
| Return on equity | 10.03% |
| Net interest margin (YTD) | 3.73% |
| Equity to assets | 9.49% |
| Tier 1 leverage ratio | 11.73% |
| Uninsured deposits (share of deposits) | 14.3% |
| Noncurrent loans (share of loans) | 1.32% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 61.2% |
| Real estate loans (share of loans) | 62.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.89M | 62.7% | |
| Commercial & industrial | $1.75M | 7.9% | |
| Consumer / individual | $2.72M | 12.3% | |
| Construction & development | $340.00K | 1.5% | |
| Agricultural | $3.52M | 15.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $37.74M | $31.99M | $156.00K | $2.73M |
| Jun 2023 | $37.80M | $28.88M | $89.00K | $2.80M |
| Jun 2024 | $39.64M | $29.02M | $143.00K | $3.23M |
| Jun 2025 | $39.79M | $31.86M | $169.00K | $3.50M |
| Jun 2026 | $42.80M | $36.20M | $202.00K | $4.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $36.20M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $36.20M.
Similar-sized banks
Robert Lee State Bank ($42.88M) · Peoples Community Bank Sb Of Monticello, Indiana ($42.72M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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