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Robert Lee State Bank
Robert Lee, TX · FDIC Certificate #15442 · Chartered 10/2
Total assets
$42.88M
Total deposits
$37.17M
Total equity
$5.65M
Net loans
$14.45M
Branches (offices)
1
Net income (YTD)
$67.00K
Rank: #4,081 of 4,213 U.S. banks by assets · #341 of 346 in Texas. Assets changed -3.1% and deposits -4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.30% |
| Return on equity | 2.36% |
| Net interest margin (YTD) | 3.75% |
| Equity to assets | 13.18% |
| Tier 1 leverage ratio | 14.09% |
| Uninsured deposits (share of deposits) | 23.4% |
| Noncurrent loans (share of loans) | 2.09% |
| Net charge-offs (share of loans) | 0.55% |
| Loans to deposits | 38.9% |
| Real estate loans (share of loans) | 64.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.25M | 64.0% | |
| Commercial & industrial | $1.50M | 10.4% | |
| Consumer / individual | $2.94M | 20.4% | |
| Construction & development | $443.00K | 3.1% | |
| Agricultural | $907.00K | 6.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $46.71M | $42.59M | $16.00K | $4.10M |
| Jun 2023 | $44.57M | $40.35M | $185.00K | $4.18M |
| Jun 2024 | $45.40M | $40.51M | $173.00K | $4.80M |
| Jun 2025 | $44.24M | $38.97M | $141.00K | $5.18M |
| Jun 2026 | $42.88M | $37.17M | $67.00K | $5.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $37.17M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $37.17M.
Similar-sized banks
Black Mountain Savings Bank, SSB ($42.99M) · Farmers State Bank ($42.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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