Advertisement
Farmers State Bank
Groesbeck, TX · FDIC Certificate #15367 · Chartered 01/0
Total assets
$196.02M
Total deposits
$176.76M
Total equity
$17.25M
Net loans
$91.83M
Branches (offices)
6
Net income (YTD)
$1.48M
Rank: #2,999 of 4,213 U.S. banks by assets · #255 of 346 in Texas. Assets changed 6.9% and deposits 6.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.55% |
| Return on equity | 17.11% |
| Net interest margin (YTD) | 4.54% |
| Equity to assets | 8.80% |
| Tier 1 leverage ratio | 9.39% |
| Uninsured deposits (share of deposits) | 16.9% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 52.0% |
| Real estate loans (share of loans) | 73.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $67.50M | 73.5% | |
| Commercial & industrial | $8.27M | 9.0% | |
| Consumer / individual | $5.59M | 6.1% | |
| Construction & development | $10.10M | 11.0% | |
| Agricultural | $8.43M | 9.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $177.52M | $165.91M | $839.00K | $10.73M |
| Jun 2023 | $186.41M | $173.64M | $1.02M | $11.64M |
| Jun 2024 | $187.49M | $165.29M | $1.35M | $13.64M |
| Jun 2025 | $183.30M | $165.31M | $1.51M | $16.25M |
| Jun 2026 | $196.02M | $176.76M | $1.48M | $17.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $176.76M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $176.76M.
Similar-sized banks
Frederick Community Bank, The ($196.11M) · New Market Bank ($195.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement