Banks · Illinois

Farmers State Bank Of Alto Pass, Ill.

Alto Pass, IL · FDIC Certificate #11299 · Chartered 01/0

Total assets

$342.39M

Total deposits

$307.19M

Total equity

$33.79M

Net loans

$288.36M

Branches (offices)

Net income (YTD)

$3.81M

Rank: #2,279 of 4,213 U.S. banks by assets · #140 of 322 in Illinois. Assets changed -2.2% and deposits -3.3% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	2.17%
Return on equity	23.09%
Net interest margin (YTD)	5.84%
Equity to assets	9.87%
Tier 1 leverage ratio	9.51%
Uninsured deposits (share of deposits)	12.0%
Noncurrent loans (share of loans)	2.52%
Net charge-offs (share of loans)	0.44%
Loans to deposits	93.9%
Real estate loans (share of loans)	77.7%

Loan mix

Category	Amount	Share
Real estate loans	$224.08M	77.7%
Commercial & industrial	$63.16M	21.9%
Consumer / individual	$3.95M	1.4%
Construction & development	$30.02M	10.4%
Agricultural	$172.00K	0.1%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$329.44M	$301.18M	$1.75M	$25.64M
Jun 2023	$340.42M	$300.01M	$3.02M	$29.13M
Jun 2024	$347.53M	$315.55M	$2.88M	$30.50M
Jun 2025	$349.94M	$317.65M	$2.64M	$30.02M
Jun 2026	$342.39M	$307.19M	$3.81M	$33.79M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Illinois	$307.19M	5

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $307.19M.

Similar-sized banks

Premier Bank National Association ($342.41M) · First Community Bank ($342.33M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.