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First Community Bank
Beemer, NE · FDIC Certificate #5384 · Chartered 04/0
Total assets
$342.33M
Total deposits
$300.23M
Total equity
$33.60M
Net loans
$254.63M
Branches (offices)
4
Net income (YTD)
$1.67M
Rank: #2,280 of 4,213 U.S. banks by assets · #59 of 138 in Nebraska. Assets changed 21.0% and deposits 24.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.99% |
| Return on equity | 10.13% |
| Net interest margin (YTD) | 3.68% |
| Equity to assets | 9.82% |
| Tier 1 leverage ratio | 9.05% |
| Uninsured deposits (share of deposits) | 18.9% |
| Noncurrent loans (share of loans) | 0.40% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 84.8% |
| Real estate loans (share of loans) | 36.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $92.85M | 36.5% | |
| Commercial & industrial | $19.65M | 7.7% | |
| Consumer / individual | $3.02M | 1.2% | |
| Construction & development | $5.74M | 2.3% | |
| Agricultural | $139.51M | 54.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $192.94M | $168.93M | $666.00K | $17.95M |
| Jun 2023 | $219.94M | $190.49M | $819.00K | $20.49M |
| Jun 2024 | $253.20M | $228.92M | $780.00K | $22.38M |
| Jun 2025 | $283.03M | $241.94M | $1.11M | $25.17M |
| Jun 2026 | $342.33M | $300.23M | $1.67M | $33.60M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $300.23M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $300.23M.
Similar-sized banks
Farmers State Bank Of Alto Pass, Ill. ($342.39M) · Phenix-Girard Bank ($342.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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