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First Bank
Burkburnett, TX · FDIC Certificate #3121 · Chartered 01/0
Total assets
$703.57M
Total deposits
$603.45M
Total equity
$96.55M
Net loans
$570.25M
Branches (offices)
7
Net income (YTD)
$6.52M
Rank: #1,369 of 4,213 U.S. banks by assets · #123 of 346 in Texas. Assets changed 3.9% and deposits 7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.89% |
| Return on equity | 13.66% |
| Net interest margin (YTD) | 4.90% |
| Equity to assets | 13.72% |
| Tier 1 leverage ratio | 13.87% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 0.80% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 94.5% |
| Real estate loans (share of loans) | 91.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $520.72M | 91.3% | |
| Commercial & industrial | $55.60M | 9.7% | |
| Consumer / individual | $2.56M | 0.4% | |
| Construction & development | $122.13M | 21.4% | |
| Agricultural | $2.87M | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $617.32M | $539.65M | $5.39M | $74.03M |
| Jun 2023 | $644.67M | $540.28M | $6.44M | $80.44M |
| Jun 2024 | $639.55M | $549.21M | $5.29M | $86.58M |
| Jun 2025 | $677.45M | $561.58M | $5.98M | $92.06M |
| Jun 2026 | $703.57M | $603.45M | $6.52M | $96.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $603.45M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $603.45M.
Similar-sized banks
Putnam County Bank ($704.22M) · Arbor Bank ($701.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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