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First Bethany Bank & Trust
Bethany, OK · FDIC Certificate #4228 · Chartered 01/0
Total assets
$316.80M
Total deposits
$272.90M
Total equity
$18.41M
Net loans
$196.62M
Branches (offices)
3
Net income (YTD)
$1.82M
Rank: #2,393 of 4,213 U.S. banks by assets · #79 of 168 in Oklahoma. Assets changed 7.2% and deposits 8.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 20.43% |
| Net interest margin (YTD) | 3.29% |
| Equity to assets | 5.81% |
| Tier 1 leverage ratio | 9.10% |
| Uninsured deposits (share of deposits) | 22.3% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 72.0% |
| Real estate loans (share of loans) | 93.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $184.17M | 93.7% | |
| Commercial & industrial | $13.76M | 7.0% | |
| Consumer / individual | $809.00K | 0.4% | |
| Construction & development | $17.49M | 8.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $278.02M | $233.97M | $1.38M | $9.11M |
| Jun 2023 | $280.83M | $234.08M | $1.21M | $9.63M |
| Jun 2024 | $293.40M | $247.85M | $973.00K | $11.72M |
| Jun 2025 | $295.40M | $251.36M | $1.32M | $12.96M |
| Jun 2026 | $316.80M | $272.90M | $1.82M | $18.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $272.90M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $272.90M.
Similar-sized banks
Longview Community Bank ($316.81M) · Profile Bank ($316.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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