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Profile Bank
Rochester, NH · FDIC Certificate #28155 · Chartered 01/0
Total assets
$316.63M
Total deposits
$280.29M
Total equity
$28.23M
Net loans
$198.22M
Branches (offices)
5
Net income (YTD)
$387.00K
Rank: #2,394 of 4,213 U.S. banks by assets · #14 of 16 in New Hampshire. Assets changed -0.1% and deposits -2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.25% |
| Return on equity | 2.76% |
| Net interest margin (YTD) | 3.11% |
| Equity to assets | 8.92% |
| Tier 1 leverage ratio | 9.27% |
| Uninsured deposits (share of deposits) | 25.7% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 70.7% |
| Real estate loans (share of loans) | 85.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $168.57M | 85.0% | |
| Commercial & industrial | $23.55M | 11.9% | |
| Consumer / individual | $6.33M | 3.2% | |
| Construction & development | $12.59M | 6.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $299.68M | $271.18M | $371.00K | $27.57M |
| Jun 2023 | $297.57M | $264.01M | $57.00K | $27.56M |
| Jun 2024 | $302.06M | $259.69M | -$82.00K | $27.30M |
| Jun 2025 | $317.00M | $287.93M | -$47.00K | $27.47M |
| Jun 2026 | $316.63M | $280.29M | $387.00K | $28.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Hampshire | $280.29M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $280.29M.
Similar-sized banks
First Bethany Bank & Trust ($316.80M) · Sewickley Savings Bank ($316.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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