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First Federal Bank Of Kansas City
Lees Summit, MO · FDIC Certificate #29047 · Chartered 07/0
Total assets
$992.55M
Total deposits
$693.82M
Total equity
$106.67M
Net loans
$760.62M
Branches (offices)
9
Net income (YTD)
$2.02M
Rank: #1,052 of 4,213 U.S. banks by assets · #38 of 190 in Missouri. Assets changed -0.8% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.41% |
| Return on equity | 3.83% |
| Net interest margin (YTD) | 2.77% |
| Equity to assets | 10.75% |
| Tier 1 leverage ratio | 11.32% |
| Uninsured deposits (share of deposits) | 9.9% |
| Noncurrent loans (share of loans) | 0.45% |
| Net charge-offs (share of loans) | 0.29% |
| Loans to deposits | 109.6% |
| Real estate loans (share of loans) | 81.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $619.80M | 81.5% | |
| Commercial & industrial | $43.31M | 5.7% | |
| Consumer / individual | $107.60M | 14.1% | |
| Construction & development | $74.83M | 9.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $903.61M | $600.73M | $1.62M | $112.72M |
| Jun 2023 | $938.28M | $615.13M | $942.00K | $106.38M |
| Jun 2024 | $975.78M | $675.39M | -$1.18M | $106.85M |
| Jun 2025 | $1.00B | $675.27M | -$57.00K | $106.07M |
| Jun 2026 | $992.55M | $693.82M | $2.02M | $106.67M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $574.41M | 6 |
| Kansas | $119.41M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $693.82M.
Similar-sized banks
Ciera Bank ($992.92M) · Tennessee State Bank ($990.83M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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