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Tennessee State Bank
Pigeon Forge, TN · FDIC Certificate #20720 · Chartered 06/1
Total assets
$990.83M
Total deposits
$885.03M
Total equity
$85.16M
Net loans
$710.09M
Branches (offices)
17
Net income (YTD)
$5.91M
Rank: #1,053 of 4,213 U.S. banks by assets · #32 of 109 in Tennessee. Assets changed 2.7% and deposits 2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.21% |
| Return on equity | 13.99% |
| Net interest margin (YTD) | 4.29% |
| Equity to assets | 8.59% |
| Tier 1 leverage ratio | 9.31% |
| Uninsured deposits (share of deposits) | 18.7% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 80.2% |
| Real estate loans (share of loans) | 93.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $665.02M | 93.7% | |
| Commercial & industrial | $7.64M | 1.1% | |
| Consumer / individual | $44.89M | 6.3% | |
| Construction & development | $80.92M | 11.4% | |
| Agricultural | $28.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.04B | $962.19M | $5.28M | $67.36M |
| Jun 2023 | $996.09M | $868.26M | $7.54M | $63.24M |
| Jun 2024 | $976.18M | $843.27M | $5.63M | $71.78M |
| Jun 2025 | $964.86M | $866.48M | $5.23M | $78.86M |
| Jun 2026 | $990.83M | $885.03M | $5.91M | $85.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $885.03M | 17 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $885.03M.
Similar-sized banks
First Federal Bank Of Kansas City ($992.55M) · Hometown Bank, National Association ($990.42M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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