Advertisement
Hometown Bank, National Association
Galveston, TX · FDIC Certificate #19603 · Chartered 06/2
Total assets
$990.42M
Total deposits
$891.11M
Total equity
$94.40M
Net loans
$690.32M
Branches (offices)
7
Net income (YTD)
$5.35M
Rank: #1,054 of 4,213 U.S. banks by assets · #92 of 346 in Texas. Assets changed 4.4% and deposits 5.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 11.54% |
| Net interest margin (YTD) | 3.79% |
| Equity to assets | 9.53% |
| Tier 1 leverage ratio | 11.33% |
| Uninsured deposits (share of deposits) | 38.1% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 77.5% |
| Real estate loans (share of loans) | 91.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $632.66M | 91.6% | |
| Commercial & industrial | $55.48M | 8.0% | |
| Consumer / individual | $10.19M | 1.5% | |
| Construction & development | $85.64M | 12.4% | |
| Agricultural | $588.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $871.93M | $804.71M | $4.42M | $64.50M |
| Jun 2023 | $902.55M | $790.94M | $2.81M | $68.56M |
| Jun 2024 | $948.89M | $835.69M | $2.27M | $74.64M |
| Jun 2025 | $948.80M | $848.76M | $3.32M | $82.53M |
| Jun 2026 | $990.42M | $891.11M | $5.35M | $94.40M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $891.11M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $891.11M.
Similar-sized banks
Tennessee State Bank ($990.83M) · The Farmers National Bank Of Danville ($989.83M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement