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First Independent Bank
Aurora, MO · FDIC Certificate #18380 · Chartered 01/0
Total assets
$147.64M
Total deposits
$131.35M
Total equity
$15.82M
Net loans
$72.84M
Branches (offices)
1
Net income (YTD)
$887.00K
Rank: #3,325 of 4,213 U.S. banks by assets · #142 of 190 in Missouri. Assets changed 5.7% and deposits 5.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 11.40% |
| Net interest margin (YTD) | 3.86% |
| Equity to assets | 10.72% |
| Tier 1 leverage ratio | 11.63% |
| Uninsured deposits (share of deposits) | 5.8% |
| Noncurrent loans (share of loans) | 1.00% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 55.5% |
| Real estate loans (share of loans) | 77.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $56.07M | 77.0% | |
| Commercial & industrial | $9.51M | 13.1% | |
| Consumer / individual | $5.18M | 7.1% | |
| Construction & development | $3.52M | 4.8% | |
| Agricultural | $2.72M | 3.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $128.04M | $117.61M | $335.00K | $10.30M |
| Jun 2023 | $127.75M | $116.20M | $316.00K | $10.78M |
| Jun 2024 | $131.62M | $119.00M | $405.00K | $12.20M |
| Jun 2025 | $139.68M | $124.86M | $751.00K | $14.42M |
| Jun 2026 | $147.64M | $131.35M | $887.00K | $15.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $131.35M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $131.35M.
Similar-sized banks
Peoples Bank Co. ($147.71M) · Mason Bank ($147.50M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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