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Mason Bank
Mason, TX · FDIC Certificate #3327 · Chartered 01/1
Total assets
$147.50M
Total deposits
$122.28M
Total equity
$23.33M
Net loans
$68.34M
Branches (offices)
1
Net income (YTD)
$1.13M
Rank: #3,326 of 4,213 U.S. banks by assets · #283 of 346 in Texas. Assets changed 7.3% and deposits 5.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 9.73% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 15.82% |
| Tier 1 leverage ratio | 19.86% |
| Uninsured deposits (share of deposits) | 19.9% |
| Noncurrent loans (share of loans) | 2.45% |
| Net charge-offs (share of loans) | 0.14% |
| Loans to deposits | 55.9% |
| Real estate loans (share of loans) | 47.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $32.17M | 47.1% | |
| Commercial & industrial | $11.79M | 17.3% | |
| Consumer / individual | $18.52M | 27.1% | |
| Construction & development | $5.04M | 7.4% | |
| Agricultural | $6.75M | 9.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $146.85M | $121.88M | $934.00K | $14.49M |
| Jun 2023 | $142.34M | $121.80M | $1.07M | $16.11M |
| Jun 2024 | $141.00M | $117.73M | $981.00K | $18.22M |
| Jun 2025 | $137.46M | $116.21M | $994.00K | $20.78M |
| Jun 2026 | $147.50M | $122.28M | $1.13M | $23.33M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $122.28M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $122.28M.
Similar-sized banks
First Independent Bank ($147.64M) · First State Bank Of Roscoe ($147.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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