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First Mutual Bank, FSB
Belpre, OH · FDIC Certificate #29617 · Chartered 01/0
Total assets
$109.89M
Total deposits
$90.62M
Total equity
$10.78M
Net loans
$67.37M
Branches (offices)
3
Net income (YTD)
$163.00K
Rank: #3,605 of 4,213 U.S. banks by assets · #126 of 155 in Ohio. Assets changed -0.3% and deposits 3.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.29% |
| Return on equity | 3.04% |
| Net interest margin (YTD) | 2.79% |
| Equity to assets | 9.81% |
| Tier 1 leverage ratio | 9.60% |
| Uninsured deposits (share of deposits) | 11.9% |
| Noncurrent loans (share of loans) | 0.55% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 74.3% |
| Real estate loans (share of loans) | 98.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $66.26M | 98.3% | |
| Commercial & industrial | $367.00K | 0.5% | |
| Consumer / individual | $1.25M | 1.9% | |
| Construction & development | $1.76M | 2.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $104.89M | $90.92M | -$129.00K | $9.59M |
| Jun 2023 | $110.75M | $95.26M | -$40.00K | $8.89M |
| Jun 2024 | $139.23M | $93.82M | $30.00K | $9.09M |
| Jun 2025 | $110.25M | $87.93M | $178.00K | $10.04M |
| Jun 2026 | $109.89M | $90.62M | $163.00K | $10.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $59.42M | 2 |
| Ohio | $31.20M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $90.62M.
Similar-sized banks
The Peoples Savings And Loan Company ($109.90M) · Security State Bank ($109.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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