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The Peoples Savings And Loan Company
West Liberty, OH · FDIC Certificate #30889 · Chartered 01/0
Total assets
$109.90M
Total deposits
$79.06M
Total equity
$9.93M
Net loans
$95.20M
Branches (offices)
2
Net income (YTD)
$376.00K
Rank: #3,604 of 4,213 U.S. banks by assets · #125 of 155 in Ohio. Assets changed -0.8% and deposits 3.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.69% |
| Return on equity | 7.69% |
| Net interest margin (YTD) | 3.02% |
| Equity to assets | 9.04% |
| Tier 1 leverage ratio | 8.99% |
| Uninsured deposits (share of deposits) | 7.9% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 120.4% |
| Real estate loans (share of loans) | 97.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $93.22M | 97.9% | |
| Commercial & industrial | $1.54M | 1.6% | |
| Consumer / individual | $1.60M | 1.7% | |
| Construction & development | $937.00K | 1.0% | |
| Agricultural | $20.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $83.07M | $58.50M | $214.00K | $8.46M |
| Jun 2023 | $91.93M | $62.88M | $187.00K | $8.91M |
| Jun 2024 | $101.08M | $67.80M | $70.00K | $9.05M |
| Jun 2025 | $110.83M | $76.64M | $234.00K | $9.40M |
| Jun 2026 | $109.90M | $79.06M | $376.00K | $9.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $79.06M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $79.06M.
Similar-sized banks
Red River State Bank ($110.25M) · First Mutual Bank, FSB ($109.89M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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