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First National Bank
Alamogordo, NM · FDIC Certificate #17643 · Chartered 08/2
Total assets
$452.82M
Total deposits
$425.37M
Total equity
$25.36M
Net loans
$215.57M
Branches (offices)
6
Net income (YTD)
$2.51M
Rank: #1,902 of 4,213 U.S. banks by assets · #13 of 29 in New Mexico. Assets changed -1.1% and deposits -2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.08% |
| Return on equity | 19.39% |
| Net interest margin (YTD) | 4.08% |
| Equity to assets | 5.60% |
| Tier 1 leverage ratio | 10.31% |
| Uninsured deposits (share of deposits) | 35.9% |
| Noncurrent loans (share of loans) | 5.29% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 50.7% |
| Real estate loans (share of loans) | 76.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $165.73M | 76.9% | |
| Commercial & industrial | $13.89M | 6.4% | |
| Consumer / individual | $39.89M | 18.5% | |
| Construction & development | $20.68M | 9.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $450.20M | $437.69M | $2.70M | $10.53M |
| Jun 2023 | $452.84M | $416.55M | $2.81M | $10.67M |
| Jun 2024 | $460.48M | $445.22M | $2.72M | $13.67M |
| Jun 2025 | $458.03M | $436.93M | $4.12M | $19.09M |
| Jun 2026 | $452.82M | $425.37M | $2.51M | $25.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $425.37M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $425.37M.
Similar-sized banks
New Era Bank ($453.11M) · The City National Bank Of Colorado City ($452.42M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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