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The City National Bank Of Colorado City
Colorado City, TX · FDIC Certificate #3144 · Chartered 01/0
Total assets
$452.42M
Total deposits
$396.04M
Total equity
$55.41M
Net loans
$291.02M
Branches (offices)
4
Net income (YTD)
$2.78M
Rank: #1,903 of 4,213 U.S. banks by assets · #169 of 346 in Texas. Assets changed 54.9% and deposits 58.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 10.12% |
| Net interest margin (YTD) | 4.17% |
| Equity to assets | 12.25% |
| Tier 1 leverage ratio | 10.97% |
| Uninsured deposits (share of deposits) | 38.0% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 73.5% |
| Real estate loans (share of loans) | 85.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $248.21M | 85.3% | |
| Commercial & industrial | $35.66M | 12.3% | |
| Consumer / individual | $9.10M | 3.1% | |
| Construction & development | $41.13M | 14.1% | |
| Agricultural | $2.22M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $224.03M | $200.22M | $905.00K | $23.40M |
| Jun 2023 | $263.71M | $205.96M | $1.63M | $26.68M |
| Jun 2024 | $279.11M | $226.61M | $1.18M | $29.27M |
| Jun 2025 | $292.15M | $249.40M | $1.37M | $32.03M |
| Jun 2026 | $452.42M | $396.04M | $2.78M | $55.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $396.04M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $396.04M.
Similar-sized banks
First National Bank ($452.82M) · The Liberty National Bank In Paris ($452.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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