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First National Bank Of Dublin
Dublin, TX · FDIC Certificate #26228 · Chartered 05/0
Total assets
$134.24M
Total deposits
$116.86M
Total equity
$16.86M
Net loans
$94.75M
Branches (offices)
3
Net income (YTD)
$1.48M
Rank: #3,434 of 4,213 U.S. banks by assets · #293 of 346 in Texas. Assets changed 1.3% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.21% |
| Return on equity | 17.82% |
| Net interest margin (YTD) | 5.97% |
| Equity to assets | 12.56% |
| Tier 1 leverage ratio | 12.41% |
| Uninsured deposits (share of deposits) | 14.2% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.21% |
| Loans to deposits | 81.1% |
| Real estate loans (share of loans) | 44.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $42.23M | 44.6% | |
| Commercial & industrial | $14.39M | 15.2% | |
| Consumer / individual | $10.69M | 11.3% | |
| Construction & development | $384.00K | 0.4% | |
| Agricultural | $29.24M | 30.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $131.82M | $120.00M | $824.00K | $11.65M |
| Jun 2023 | $129.64M | $116.16M | $1.55M | $13.02M |
| Jun 2024 | $127.80M | $112.90M | $1.89M | $14.45M |
| Jun 2025 | $132.54M | $116.40M | $1.52M | $15.76M |
| Jun 2026 | $134.24M | $116.86M | $1.48M | $16.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $116.86M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $116.86M.
Similar-sized banks
State Bank Of Missouri ($134.27M) · Bank Of Hazlehurst ($134.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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