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First National Bank Of Oklahoma
Oklahoma City, OK · FDIC Certificate #4211 · Chartered 01/0
Total assets
$949.87M
Total deposits
$806.95M
Total equity
$95.67M
Net loans
$742.00M
Branches (offices)
4
Net income (YTD)
$10.78M
Rank: #1,088 of 4,213 U.S. banks by assets · #28 of 168 in Oklahoma. Assets changed 8.8% and deposits 5.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.33% |
| Return on equity | 22.80% |
| Net interest margin (YTD) | 4.38% |
| Equity to assets | 10.07% |
| Tier 1 leverage ratio | 10.46% |
| Uninsured deposits (share of deposits) | 25.9% |
| Noncurrent loans (share of loans) | 1.39% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 92.0% |
| Real estate loans (share of loans) | 85.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $630.83M | 85.0% | |
| Commercial & industrial | $71.65M | 9.7% | |
| Consumer / individual | $8.74M | 1.2% | |
| Construction & development | $78.65M | 10.6% | |
| Agricultural | $37.24M | 5.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $724.61M | $653.62M | $6.53M | $61.20M |
| Jun 2023 | $754.05M | $654.80M | $6.03M | $67.05M |
| Jun 2024 | $796.62M | $683.50M | $6.20M | $73.56M |
| Jun 2025 | $873.37M | $765.57M | $9.07M | $83.60M |
| Jun 2026 | $949.87M | $806.95M | $10.78M | $95.67M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $806.95M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $806.95M.
Similar-sized banks
Stone Bank ($950.69M) · The Farmers & Merchants Bank ($949.40M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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