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Stone Bank
Mountain View, AR · FDIC Certificate #17431 · Chartered 04/2
Total assets
$950.69M
Total deposits
$757.73M
Total equity
$74.91M
Net loans
$735.71M
Branches (offices)
6
Net income (YTD)
$7.63M
Rank: #1,087 of 4,213 U.S. banks by assets · #27 of 78 in Arkansas. Assets changed 8.8% and deposits 9.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.68% |
| Return on equity | 20.97% |
| Net interest margin (YTD) | 3.11% |
| Equity to assets | 7.88% |
| Tier 1 leverage ratio | 8.37% |
| Uninsured deposits (share of deposits) | 9.4% |
| Noncurrent loans (share of loans) | 1.04% |
| Net charge-offs (share of loans) | 0.27% |
| Loans to deposits | 97.1% |
| Real estate loans (share of loans) | 80.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $592.66M | 80.6% | |
| Commercial & industrial | $81.08M | 11.0% | |
| Consumer / individual | $5.33M | 0.7% | |
| Construction & development | $50.17M | 6.8% | |
| Agricultural | $59.62M | 8.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $639.82M | $512.90M | $6.25M | $52.45M |
| Jun 2023 | $740.93M | $582.28M | $4.39M | $58.05M |
| Jun 2024 | $814.40M | $635.03M | $3.36M | $61.30M |
| Jun 2025 | $873.81M | $690.60M | $4.44M | $66.22M |
| Jun 2026 | $950.69M | $757.73M | $7.63M | $74.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $757.73M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $757.73M.
Similar-sized banks
First State Bank ($951.51M) · First National Bank Of Oklahoma ($949.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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