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First National Bank Of Pennsylvania
Greenville, PA · FDIC Certificate #7888 · Chartered 02/0
Total assets
$50.80B
Total deposits
$39.07B
Total equity
$6.88B
Net loans
$35.57B
Branches (offices)
358
Net income (YTD)
$300.71M
Rank: #50 of 4,213 U.S. banks by assets · #1 of 109 in Pennsylvania. Assets changed 2.6% and deposits 1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 8.90% |
| Net interest margin (YTD) | 3.32% |
| Equity to assets | 13.55% |
| Tier 1 leverage ratio | 9.43% |
| Uninsured deposits (share of deposits) | 40.2% |
| Noncurrent loans (share of loans) | 0.38% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 91.0% |
| Real estate loans (share of loans) | 72.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $25.90B | 72.8% | |
| Commercial & industrial | $7.24B | 20.4% | |
| Consumer / individual | $1.07B | 3.0% | |
| Construction & development | $2.66B | 7.5% | |
| Agricultural | $9.21M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $41.65B | $33.77B | $161.16M | $5.59B |
| Jun 2023 | $44.86B | $34.22B | $294.62M | $5.91B |
| Jun 2024 | $47.58B | $35.38B | $256.33M | $6.11B |
| Jun 2025 | $49.50B | $38.60B | $277.26M | $6.52B |
| Jun 2026 | $50.80B | $39.07B | $300.71M | $6.88B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $23.97B | 186 |
| North Carolina | $8.85B | 95 |
| Maryland | $3.56B | 30 |
| Ohio | $2.27B | 28 |
| South Carolina | $229.34M | 9 |
| West Virginia | $81.84M | - |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $39.07B.
Similar-sized banks
Associated Bank, National Association ($51.76B) · Bank Of China ($48.52B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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