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First National Community Bank
New Richmond, WI · FDIC Certificate #5357 · Chartered 01/0
Total assets
$345.35M
Total deposits
$311.83M
Total equity
$26.66M
Net loans
$235.48M
Branches (offices)
4
Net income (YTD)
$2.25M
Rank: #2,269 of 4,213 U.S. banks by assets · #86 of 153 in Wisconsin. Assets changed 6.2% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 17.29% |
| Net interest margin (YTD) | 4.22% |
| Equity to assets | 7.72% |
| Tier 1 leverage ratio | 9.38% |
| Uninsured deposits (share of deposits) | 33.8% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 75.5% |
| Real estate loans (share of loans) | 85.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $201.51M | 85.6% | |
| Commercial & industrial | $22.44M | 9.5% | |
| Consumer / individual | $5.73M | 2.4% | |
| Construction & development | $18.82M | 8.0% | |
| Agricultural | $11.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $295.07M | $281.69M | $1.31M | $11.97M |
| Jun 2023 | $328.01M | $281.61M | $1.11M | $14.39M |
| Jun 2024 | $314.12M | $282.76M | $1.10M | $17.65M |
| Jun 2025 | $325.21M | $292.15M | $1.15M | $21.02M |
| Jun 2026 | $345.35M | $311.83M | $2.25M | $26.66M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $311.83M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $311.83M.
Similar-sized banks
Waumandee State Bank ($345.49M) · Goppert State Service Bank ($345.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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