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Goppert State Service Bank
Garnett, KS · FDIC Certificate #17317 · Chartered 07/1
Total assets
$345.33M
Total deposits
$311.63M
Total equity
$32.07M
Net loans
$257.61M
Branches (offices)
9
Net income (YTD)
$2.50M
Rank: #2,270 of 4,213 U.S. banks by assets · #61 of 183 in Kansas. Assets changed 9.4% and deposits 10.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 16.07% |
| Net interest margin (YTD) | 4.66% |
| Equity to assets | 9.29% |
| Tier 1 leverage ratio | 9.28% |
| Uninsured deposits (share of deposits) | 21.5% |
| Noncurrent loans (share of loans) | 1.74% |
| Net charge-offs (share of loans) | 0.47% |
| Loans to deposits | 82.7% |
| Real estate loans (share of loans) | 64.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $166.76M | 64.7% | |
| Commercial & industrial | $37.89M | 14.7% | |
| Consumer / individual | $13.65M | 5.3% | |
| Construction & development | $8.12M | 3.2% | |
| Agricultural | $42.70M | 16.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $253.48M | $230.10M | $827.00K | $22.88M |
| Jun 2023 | $263.00M | $236.73M | $1.74M | $25.40M |
| Jun 2024 | $282.67M | $251.99M | $1.93M | $26.37M |
| Jun 2025 | $315.79M | $282.76M | $1.74M | $28.46M |
| Jun 2026 | $345.33M | $311.63M | $2.50M | $32.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $311.63M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $311.63M.
Similar-sized banks
First National Community Bank ($345.35M) · Gulfside Bank ($344.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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