Advertisement
First Neighbor Bank, National Association
Toledo, IL · FDIC Certificate #3747 · Chartered 01/0
Total assets
$736.01M
Total deposits
$604.16M
Total equity
$78.86M
Net loans
$522.01M
Branches (offices)
10
Net income (YTD)
$4.46M
Rank: #1,328 of 4,213 U.S. banks by assets · #70 of 322 in Illinois. Assets changed 11.1% and deposits 12.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.22% |
| Return on equity | 11.52% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 10.71% |
| Tier 1 leverage ratio | 10.62% |
| Uninsured deposits (share of deposits) | 30.6% |
| Noncurrent loans (share of loans) | 2.00% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 86.4% |
| Real estate loans (share of loans) | 63.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $331.64M | 63.5% | |
| Commercial & industrial | $102.92M | 19.7% | |
| Consumer / individual | $29.57M | 5.7% | |
| Construction & development | $18.63M | 3.6% | |
| Agricultural | $59.49M | 11.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $526.29M | $461.07M | $2.36M | $54.29M |
| Jun 2023 | $549.49M | $471.77M | $3.54M | $56.63M |
| Jun 2024 | $624.87M | $519.05M | $3.11M | $63.78M |
| Jun 2025 | $662.26M | $539.12M | $3.69M | $70.52M |
| Jun 2026 | $736.01M | $604.16M | $4.46M | $78.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $604.16M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $604.16M.
Similar-sized banks
Midwest Bank ($736.41M) · Lake Shore Bank ($735.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement