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First Oklahoma Bank
Jenks, OK · FDIC Certificate #12484 · Chartered 01/0
Total assets
$1.34B
Total deposits
$1.18B
Total equity
$117.19M
Net loans
$1.14B
Branches (offices)
3
Net income (YTD)
$5.86M
Rank: #826 of 4,213 U.S. banks by assets · #19 of 168 in Oklahoma. Assets changed 11.7% and deposits 12.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.91% |
| Return on equity | 10.13% |
| Net interest margin (YTD) | 3.67% |
| Equity to assets | 8.77% |
| Tier 1 leverage ratio | 9.07% |
| Uninsured deposits (share of deposits) | 26.4% |
| Noncurrent loans (share of loans) | 0.55% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 96.7% |
| Real estate loans (share of loans) | 83.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $943.93M | 83.0% | |
| Commercial & industrial | $197.05M | 17.3% | |
| Consumer / individual | $1.95M | 0.2% | |
| Construction & development | $118.45M | 10.4% | |
| Agricultural | $1.65M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $945.70M | $838.74M | $4.22M | $88.86M |
| Jun 2023 | $1.06B | $946.51M | $4.85M | $97.19M |
| Jun 2024 | $1.10B | $968.52M | $3.02M | $101.16M |
| Jun 2025 | $1.20B | $1.05B | $4.39M | $107.28M |
| Jun 2026 | $1.34B | $1.18B | $5.86M | $117.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $1.18B | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.18B.
Similar-sized banks
The Yellowstone Bank ($1.34B) · Skyline National Bank ($1.33B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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