Advertisement
The Yellowstone Bank
Laurel, MT · FDIC Certificate #1978 · Chartered 05/2
Total assets
$1.34B
Total deposits
$1.12B
Total equity
$169.68M
Net loans
$746.93M
Branches (offices)
10
Net income (YTD)
$20.17M
Rank: #825 of 4,213 U.S. banks by assets · #6 of 35 in Montana. Assets changed 5.0% and deposits 5.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.99% |
| Return on equity | 23.13% |
| Net interest margin (YTD) | 4.26% |
| Equity to assets | 12.67% |
| Tier 1 leverage ratio | 12.33% |
| Uninsured deposits (share of deposits) | 32.2% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 66.6% |
| Real estate loans (share of loans) | 84.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $630.22M | 84.4% | |
| Commercial & industrial | $69.69M | 9.3% | |
| Consumer / individual | $8.71M | 1.2% | |
| Construction & development | $92.50M | 12.4% | |
| Agricultural | $42.08M | 5.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.20B | $1.02B | $11.27M | $162.83M |
| Jun 2023 | $1.15B | $949.76M | $12.15M | $165.35M |
| Jun 2024 | $1.38B | $975.02M | $14.58M | $167.40M |
| Jun 2025 | $1.28B | $1.06B | $18.48M | $170.53M |
| Jun 2026 | $1.34B | $1.12B | $20.17M | $169.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $1.12B | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.12B.
Similar-sized banks
Capra Bank ($1.34B) · First Oklahoma Bank ($1.34B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement