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Capra Bank
Dubuque, IA · FDIC Certificate #16363 · Chartered 01/2
Total assets
$1.34B
Total deposits
$1.11B
Total equity
$113.70M
Net loans
$558.59M
Branches (offices)
3
Net income (YTD)
$7.22M
Rank: #824 of 4,213 U.S. banks by assets · #22 of 225 in Iowa. Assets changed 74.3% and deposits 57.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.22% |
| Return on equity | 16.30% |
| Net interest margin (YTD) | 3.24% |
| Equity to assets | 8.47% |
| Tier 1 leverage ratio | 8.91% |
| Uninsured deposits (share of deposits) | 58.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 50.5% |
| Real estate loans (share of loans) | 62.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $350.25M | 62.7% | |
| Commercial & industrial | $180.23M | 32.3% | |
| Consumer / individual | $12.12M | 2.2% | |
| Construction & development | $106.70M | 19.1% | |
| Agricultural | $52.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $51.59M | $47.75M | $106.00K | $3.80M |
| Jun 2023 | $100.14M | $83.08M | -$995.00K | $16.11M |
| Jun 2024 | $354.34M | $289.25M | $75.00K | $63.61M |
| Jun 2025 | $770.76M | $701.40M | $1.73M | $66.15M |
| Jun 2026 | $1.34B | $1.11B | $7.22M | $113.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $379.27M | 1 |
| Texas | $377.09M | 1 |
| New Mexico | $349.95M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.11B.
Similar-sized banks
Studio Bank ($1.34B) · The Yellowstone Bank ($1.34B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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