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Studio Bank
Nashville, TN · FDIC Certificate #59112 · Chartered 06/1
Total assets
$1.34B
Total deposits
$1.17B
Total equity
$126.51M
Net loans
$1.02B
Branches (offices)
2
Net income (YTD)
$4.70M
Rank: #823 of 4,213 U.S. banks by assets · #24 of 109 in Tennessee. Assets changed 24.7% and deposits 35.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.71% |
| Return on equity | 7.63% |
| Net interest margin (YTD) | 3.24% |
| Equity to assets | 9.41% |
| Tier 1 leverage ratio | 9.49% |
| Uninsured deposits (share of deposits) | 27.5% |
| Noncurrent loans (share of loans) | 1.03% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 87.4% |
| Real estate loans (share of loans) | 84.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $862.49M | 84.6% | |
| Commercial & industrial | $168.06M | 16.5% | |
| Consumer / individual | $872.00K | 0.1% | |
| Construction & development | $135.81M | 13.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $768.98M | $689.60M | $1.53M | $69.25M |
| Jun 2023 | $939.26M | $842.49M | $2.00M | $89.43M |
| Jun 2024 | $1.00B | $787.26M | $3.98M | $90.45M |
| Jun 2025 | $1.08B | $860.52M | $4.11M | $97.71M |
| Jun 2026 | $1.34B | $1.17B | $4.70M | $126.51M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $1.17B | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.17B.
Similar-sized banks
Bank Midwest ($1.35B) · Capra Bank ($1.34B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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